POWERING MODERN BUSINESSES

Accept UPI Payments
Directly to Your
Own Account|

Connect your own Paytm, BharatPe, FreeCharge or any UPI app and start receiving payments directly in your account. Instant payment verification, secure, and easy to integrate.

Instant Verification
100% Secure Transactions
Connect Your Own UPI App
Simple Integration
Get Started Free View Live Demo
✓ No Setup Fee
✓ No Monthly Lock-in
✓ Start in Minutes
MTG Pay Payments Showcase
10,000+

Businesses Trust Us

₹100Cr+

Payments Processed

99.98%

Uptime

< 2 Seconds

Average Verification Time

TRUSTED BY BUSINESSES OF ALL SIZES

Retail Stores
E-commerce
Education
Healthcare
Travel
Services
BUILT FOR INDIA 🇮🇳

One Integration. Multiple UPI Apps.

Connect your existing UPI apps and start accepting payments without any extra hassle. You stay in control. Payments go directly to your account.

Direct to Your Account

Payments go directly to your Paytm, BharatPe, FreeCharge or any UPI account.

Instant Verification

Automatic and real-time payment confirmation.

Easy Integration

Simple APIs, plugins and detailed documentation.

Secure & Reliable

Enterprise-grade security with 99.98% uptime.

Seamless Provider Connectivity

Connect Your Existing Merchant Apps. Zero Setup Hassle.

Link your business accounts in 30 seconds via OTP. Customer payments transfer directly to your bank account with zero middleman deductions.

paytm Business
⚡ Instant Settlement

Paytm for Business

Link your Paytm merchant account with a simple one-time OTP. Automatically capture incoming UPI payments with real-time webhooks and no daily volume caps.

Direct Bank Credit 0% Commission
BharatPe
🛡️ 0% Commission

BharatPe Merchant

Connect your BharatPe QR. Enjoy real-time transaction detection, zero fees on all UPI apps, and direct settlements to your registered bank account every morning.

Auto Morning Payout Zero Holds
freecharge
🔥 99.9% Uptime

Freecharge Merchant

High-reliability Freecharge API integration with automated proxy routing and session refresh. Ideal for high-speed automated checkout and bulk sales.

Proxy Failover Ready Instant Webhook
Enterprise Capabilities

Everything required to collect, reconcile & scale payments.

A unified payment infrastructure engineered for Indian merchants, digital creators, SaaS startups, and high-volume businesses.

Smart Multi-Account Load Balancing

Connect multiple Paytm, BharatPe, or Freecharge accounts. Our engine automatically distributes transaction volume using round-robin routing to stay within bank limits.

Instant Dynamic Payment Links

Create single-use or reusable payment links with fixed amounts, custom order IDs, customer details, and expiry timers. Easily share over WhatsApp, SMS, or Telegram.

Dynamic Multi-Bank UPI QR Engine

Generate clean, branded dynamic QR codes for every transaction that work smoothly across Google Pay, PhonePe, Paytm, Cred, BHIM, and any Indian banking app.

Automated Real-Time UTR Reconciliation

Stop wasting hours manually checking bank statements or fake screenshot scams. Our verification engine cross-references bank UTRs and confirms orders in 2 seconds.

Signed HTTP Webhooks & Instant Alerts

Receive cryptographically signed server-to-server webhook callbacks with HMAC SHA-256 signatures, plus instant push notifications via Telegram and WhatsApp.

Merchant Analytics & Reporting Console

Real-time analytics dashboard with revenue trends, transaction search, settlement history, success rate monitoring, and one-click Excel/CSV report exports.

The Lion UPI Advantage

Why merchants choose MTG Pay over traditional gateways.

Compare how our direct-to-bank settlement infrastructure protects your profit margins and eliminates aggregator holding delays.

Feature / Parameter Traditional Aggregators (Razorpay / Cashfree) MTG Pay Gateway
Transaction Processing Fee 2.0% + 18% GST on every transaction 0% Commission (Keep 100% of your earnings)
Settlement Timeline T+2 or T+3 business days delay Instant T+0 Direct-to-Bank Settlement
Fund Holding & Rolling Reserve Frequent account holds & 10% rolling reserve ₹0 Hold (Money transfers straight to your bank)
Multi-Account Failover Single merchant ID with high risk of downtime Round-Robin Multi-Provider Routing
Checkout Page Branding Aggregator branding enforced 100% White-Label with Your Business Name
Setup & Activation Speed Days of paperwork, GST & manual KYC verification Instant 2-Minute Self-Service Activation
Savings Calculator

Calculate your monthly savings with 0% fee.

Traditional payment gateways charge up to 2.36% (including GST) on every transaction. See how much profit you keep with MTG Pay.

₹50K ₹10 Lakh ₹25 Lakh ₹50 Lakh
Traditional Gateway Fee (2.0% + 18% GST): ₹11,800 / mo
MTG Pay Gateway Fee: ₹0 / mo
Your Monthly Savings
₹11,800

That is ₹1,41,600 saved every year!

Transparent Pricing

Choose a plan that fits your volume.

Zero hidden charges. Keep 100% of your customer payments with direct bank settlements.

Free

₹1 / monthly
  • 50 Orders/month
  • 1 Merchant Account
  • 1 Webhook
  • Basic Support
MOST POPULAR

Starter

₹499 / monthly
  • 5,000 Orders/month
  • 3 Merchant Accounts
  • Unlimited Webhooks
  • Unlimited Payment Links
  • Email Support

Business

₹1 / monthly
  • Unlimited Orders
  • Unlimited Merchants
  • Unlimited Webhooks
  • Unlimited Payment Links
  • Priority Support
  • Advanced Analytics

Enterprise

Custom / custom
  • Custom Pricing
  • Unlimited Everything
  • Dedicated Account Manager
  • Custom Integration
  • SLA Guarantee
  • 24/7 Support
FAQ

Frequently Asked Questions

Everything you need to know about setting up and running payments with MTG Pay.

When customers scan the dynamic QR code generated by MTG Pay, the funds transfer immediately from their UPI app to your connected Paytm, BharatPe, Freecharge or bank VPA. We do not hold your money in any intermediary wallet. 100% of the funds land directly in your registered bank account.

Traditional aggregators take 2% to 3% because they process funds through their own escrow accounts. Because MTG Pay routes payments directly to your own connected merchant accounts via NPCI's zero-MDR UPI rails, there is no per-transaction commission. You only pay for your subscription plan.

Yes! You can connect multiple Paytm, BharatPe, and Freecharge accounts. Our engine supports automatic round-robin routing to distribute transaction loads evenly across your accounts, preventing daily bank limit exhaustion.

You can easily integrate our payment checkout using simple API keys and webhooks. Complete step-by-step guides, SDKs, and code samples are available in our Developer Docs.

Absolutely. All data is protected with 256-bit SSL encryption, rate limiting, and SQL injection defenses. Customer UPI PINs are entered only within official UPI apps (Google Pay, PhonePe, BHIM) on NPCI's secure banking infrastructure. We never store bank passwords or PINs.

No. You can start immediately as an individual merchant, freelancer, or company. Since payments go through your existing Paytm, BharatPe, or Freecharge accounts, you can go live within 2 minutes without waiting days for manual aggregator approval.

Ready to Accept UPI Payments Directly to Your Account?

Join 10,000+ modern Indian businesses, SaaS founders, and merchants. Start collecting payments in under 2 minutes with zero setup fees.

Create Free Account Talk to Sales
Scan & Try Checkout
Demo QR 0% Commission